如果借款人想要降低利息，需要附上第二個有價的高價值抵押品，例如黃金或珠寶。如果借款人是軍公教、薪資條件好、每月收入穩定等，具備好的還款能力，也有機會申請到較低的利率。 Benedict wrote that throughout the eighties and nineteen nineties, “the appropriate to some protection (for clergymen) was so wide as to create a conviction nearly impossible.” 党建: 管道匠人 国脉匠心——记中国石油西部管道... https://liantong.com.tw/taoyuan-house-secondary/